From: Anders Carlsson (anders.carlsson_at_sfks.se)
Date: 2008-01-01 21:39:00
On Mon, 31 Dec 2007, silverdr@inet.com.pl wrote:
> Nobody can pay anywhere with your account#.
In theory, some lazy banks around the world (usually not your own?)
can let anyone (unauthorized) who can present a false identity to
withdraw money from your or any other bank account in the world
they know the number of.
In practise, I believe most banking frauds today are phishing attacks
on Internet bank services with limited security protocols, which would
allow a man in the middle attack.
Perhaps US banks are more sloppy with identity checks than European
banks? After all, the whole IBAN + SWIFT business consists of giving
away your bank account number padded with some extra bank information
and a checksum to let people pay money directly to your account. If
that was considered a security risk, the method would not be used at
all.
As regarding PayPal, I haven't yet been bitten, but I know from eBay
experience that many Germans in particular avoid PayPal like the plague.
My biggest concern is the relatively high fees and horrible exchange
rates (compared to what banks charge), but I guess it is a price one
has to pay for the simplicity and possibly better security than making
direct payments to a bank account.
Good luck with the X-IDE project! The future looks bright with a long
row of new storage devices/interfaces for the Commodore computers. Us
users will determine which one(s) are most powerful and flexible to use.
Regards
--
Anders Carlsson
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